Pre-existing Coverage
For age 85 and under, Yes. If stable 180 days before effective date (NOTE: age over 59 needs to fill out the medical questionnire in order to cover stable chornic condition)
Waiting Period
For age 85 and under, if purchase within 30 days of arrival, 72 hours waiting period; if purchase after 30days, 7 days waiting; For age 86 and older, 15 days waiting
Deductible
Age 85 and under, $0 deductible with 5%surcharge; $50 deductible per policy per insured; $250 deductible with 10% off per policy per insured; Age 86 and above, $500 deductible per policy per insured
Air Flight & AD&D
$10,000 AD&D
Medical Questionnaire
Age 70-85, if require pre-existing covered; or age 86 and above
Travel Outside of Canada
Cover anywhere traveling except own country, provided more than 50%time in Canada
Cancellation
$25
Follow up Visit
No specified limit
Minimum Premium
$25
Claim
Request physician signature
Special Features
Acupuncture when received a written medical referral from a “Physician”
Extension
Process online anytime